Writing

Notes from the Halvern team on collections, scripts, and cash flow.

Halvern’s small-business collections writing — short essays on dunning tone, replies worth templating, and the Monday cash-flow report that keeps next week honest.

August 11, 2026
Small-business collections: a healthy process, what the law lets you send, and when splitting a bill beats full payment.
A working playbook for freelancers and very-small-business owners — a healthy collections cadence, the legal ground rules for reminders and final notices, and when it's smarter to split a bill than push for full payment.
Read post →
August 11, 2026
Introducing Halvern
A collections agent for the very small businesses that the big ones forgot.
Read post →
August 11, 2026
Installment plans for freelancers and very small businesses: when to split the bill, how many payments to agree to, the four-beat first installment email, and how to handle a missed installment without losing the relationship or the leverage.
A working script for freelancers and very small businesses — when a split is the right move, how many payments to agree to, what the first installment email should say, and how a missed installment gets handled without burning the relationship or the leverage.
Read post →

Small-business collections: a healthy process, what the law lets you send, and when splitting a bill beats full payment.

Introducing Halvern

Installment plans for freelancers and very small businesses: when to split the bill, how many payments to agree to, the four-beat first installment email, and how to handle a missed installment without losing the relationship or the leverage.